With the repeal of the CFPB’s Big Tech payments rule gaining momentum, the fintech world is watching closely. The move, which could roll back oversight of tech giants offering payment services, signals a shifting regulatory environment where innovation may outpace regulation. But while headlines focus on Big Tech, businesses of all sizes face the same bottom-line concern: How do you …
Financial literacy is gaining momentum, with institutions like the Greater New Orleans Federal Credit Union leading the charge through innovative programs and partnerships. As financial education becomes more accessible, it’s essential to recognize its role not just in empowering individuals but also in fortifying businesses against credit risks. At Caine & Weiner, we understand that informed clients are better clients. …
The fintech world is always evolving, and the latest game-changer? AI-powered voice agents. Companies are using AI to streamline customer interactions with humanlike voices that don’t interrupt—an innovation designed to enhance efficiency while keeping the personal touch. But when it comes to managing receivables, can automation truly replace the human connection? At Caine & Weiner, we believe the future of …
Regulatory shifts are making waves in the finance industry, with the latest headlines focusing on the Consumer Financial Protection Bureau (CFPB) losing its authority to regulate Elon Musk’s X. This decision raises big questions about oversight in financial transactions, digital payments, and consumer protection. But for businesses that rely on strong cash flow, one thing remains clear—effective credit management is …
The numbers don’t lie—credit card debt is climbing. In 2024, the average credit card balance rose 3.5% to $6,730 (Credit & Collection News), showing that more consumers are relying on credit to manage their finances. While this fuels spending, it also raises the risk of late payments, delinquencies, and charge-offs—especially for businesses offering financial services or extending credit to customers. …
The fintech industry thrives on innovation, speed, and seamless user experiences. With the rise of Buy Now, Pay Later (BNPL) services, consumers have more flexible payment options than ever. But as the Consumer Financial Protection Bureau (CFPB) considers revoking BNPL regulations, the industry faces new uncertainties—and one persistent challenge remains: managing unpaid balances. At Caine & Weiner, we understand the …
E-commerce is changing the business landscape, and women are at the forefront—launching brands, scaling online stores, and disrupting industries. From handcrafted goods to tech-driven platforms, women-led businesses are thriving in the digital marketplace. But while the online world offers endless opportunities, one challenge remains universal: getting paid on time. At Caine & Weiner, we know that managing receivables can be …
The fight against robocalls is heating up, with regulators cracking down on fraudulent schemes that erode trust in the telecommunications industry. But while telecom providers work to protect consumers, another pressing issue often gets overlooked—unpaid invoices. In an industry where high-volume transactions, subscription models, and recurring billing are the norm, late payments and delinquencies can quickly spiral out of control. …
The financial services industry is watching closely as the nomination of McKernan for the Consumer Financial Protection Bureau (CFPB) unfolds. With potential shifts in consumer finance regulation on the horizon, businesses that extend credit to consumers must stay ahead of evolving compliance requirements while ensuring they maintain financial stability. At Caine & Weiner, we know that regulatory changes can bring …
The service industry thrives on relationships, reliability, and customer satisfaction. But with financial policies shifting and credit conditions evolving—like the proposed cap on credit card interest rates—businesses in this sector must be more proactive than ever in managing their receivables. At Caine & Weiner, we understand that service-based businesses—from professional firms to maintenance providers—rely on consistent cash flow to keep …
