Credit Risk on the Factory Floor

DONNA DELAROSABlog

A shipment leaves the warehouse on schedule. The purchase order was large, the relationship with the distributor is well established, and the credit terms are standard—net 60 days. For years, the arrangement has worked smoothly. But economic conditions begin to shift. Demand softens in the distributor’s market. Inventory starts moving more slowly. Cash flow becomes tighter. The invoice remains unpaid …

Late Payments Threaten Production: Caine & Weiner’s Strategic Response

DONNA DELAROSABlog

The Data Behind the Disruption The manufacturing sector is facing an urgent financial challenge: 63% of manufacturing organizations report late payments from their customers, placing them among the most at-risk industries for cash flow instability (Upflow, The Wall Street Journal, The Guardian). This isn’t an isolated issue—51% of suppliers globally have experienced delayed payments, creating widespread supply chain uncertainty (Versapay, …