The Fintech Revenue Revolution: Growth with New Risks The global fintech space isn’t just scaling—it’s surging. According to the QED & BCG Global Fintech Report (2025), global fintech revenues soared by 21% in 2024, powered by rapid digital adoption, AI-powered lending, and embedded finance. Even more compelling? 69% of publicly traded fintech firms are now profitable—a milestone that marks a …
The Retail Trifecta: Inventory, Transactions, Receivables In the fast-paced world of retail, profitability depends on precision—from warehouse to register. But here’s the sobering reality: 8.3% of potential retail sales are lost due to stockouts alone (Financial Times, 2024). On the B2B side, it’s no better: 55% of invoices are overdue and 9% go entirely unpaid (Kaplan Collection Agency, 2023). Another …
Imagine this: Your plant is running at full tilt, machines humming, employees on overtime, demand surging… and suddenly, your production grinds to a halt. Not because of a broken machine or supply chain disruption—but because of unpaid invoices choking off your cash flow. This isn’t a hypothetical. A 2024 report by Atradius revealed that 52% of manufacturers worldwide are experiencing …
Let’s get real for a moment. The fintech world keeps rolling out budgeting apps, personal finance dashboards, and AI-driven savings tools faster than most of us can click “download.” And here’s the kicker: while 68.4% of Americans are living paycheck to paycheck (PYMNTS, June 2025), many of these same consumers aren’t using the tools designed to help them stay afloat. …
If you’re in fintech, you already know: the mobile wallet revolution is no longer on the horizon—it’s here. According to PYMNTS Intelligence, mobile wallets now account for 21% of all in-store purchases globally, a figure that’s surged nearly 11% since 2022. Consumers are embracing tap-to-pay, biometric security, and digital convenience at record speed. That’s incredible progress—but let’s pause and ask …
In manufacturing, every piece matters. From raw materials to finished goods, seamless operations are the key to staying competitive. But what happens when your cash flow—the fuel that powers your business—gets disrupted by late payments? We see it far too often. The machines are running, orders are shipping, but invoices are gathering dust. And that’s where the hidden cost of …
Big alert: U.S. credit card debt just hit an all-time high, topping $930 billion in 2025 . That means more consumers and small businesses—perhaps even some in your customer base—are leaning heavily on plastic to stay afloat. But what does that have to do with you, and your 18-wheeler logistics? Consumer Debt Meets Wholesale Workflow When buyers (retailers, subcontractors, mom-and-pop …
Imagine your e-commerce site as a high-speed highway—sleek, fast, and designed for seamless one-click checkouts. Nearly half of U.S. merchants are betting big on this, with 45% saying it’s their top ask from payment processors. It’s a smart move—faster checkouts mean fewer abandoned carts, happier customers, and more conversions. But here’s the twist: when speed becomes the main goal, what …
The CFPB recently hit pause on the proposed Open Banking rule—a move that caused quite a stir among financial transparency advocates. Critics argue it stifles innovation and complicates data sharing. But as regulations shift, there’s a bigger question: how does this impact your bank’s receivables? At Caine & Weiner, we’ve been navigating financial headwinds for over 90 years—and one thing …
Have you noticed? Something’s shifting in the consumer landscape. A fresh Equifax report shows 1.4 million Americans recently missed a credit payment—and at the same time, overall consumer spending just hit a three‑year low. Sounds like a storm on the horizon—and it is, for businesses in retail, finance, and B2C services. So, what’s really happening here? Simply put: consumers are …
