How could “Deferred Payment” means Deferred Dreams Universities are supposed to be fountains of knowledge, not fountains of overdue bills. Yet, according to the National Association of College and University Business Officers (NACUBO, 2024), 41% of U.S. colleges report a sharp rise in delinquent tuition accounts. That’s not just a headache for bursars—it’s a ticking time bomb for budgets. Unlike …
Innovation Takes Fuel—And Right Now, It’s Running on Empty Ask manufacturers about their biggest pain point, and you’ll hear: supply chain chaos, labor shortages, raw material costs. But dig deeper and a quieter villain emerges: cash flow constraints. The National Association of Manufacturers (NAM) reports that 73% of U.S. manufacturers say late B2B payments delay innovation and R&D. Translation: fewer …
Growth is Beautiful. Delinquencies? Not So Much. Fintech is the darling of Wall Street pitch decks. Sleek apps, cool UX, and triple-digit growth rates. According to PwC, some segments like BNPL (Buy Now Pay Later) grew 70% year-over-year. Cue the confetti. But here’s the hangover: TransUnion reports 47% of BNPL borrowers missed at least one payment in 2022. That’s nearly …
