Co-lending is gaining serious momentum in the finance world. With ICICI Bank and Piramal Finance announcing their latest partnership, the message is clear: collaboration is the future of lending. But with shared opportunity comes shared risk—and that includes the risk of non-payment. As more financial institutions team up to expand credit access, managing receivables becomes even more critical. At Caine …
With the repeal of the CFPB’s Big Tech payments rule gaining momentum, the fintech world is watching closely. The move, which could roll back oversight of tech giants offering payment services, signals a shifting regulatory environment where innovation may outpace regulation. But while headlines focus on Big Tech, businesses of all sizes face the same bottom-line concern: How do you …
The numbers don’t lie—credit card debt is climbing. In 2024, the average credit card balance rose 3.5% to $6,730 (Credit & Collection News), showing that more consumers are relying on credit to manage their finances. While this fuels spending, it also raises the risk of late payments, delinquencies, and charge-offs—especially for businesses offering financial services or extending credit to customers. …
