Finance Under Pressure: How Payment Delays Threaten Stability

DONNA DELAROSABlog

The Delayed Payment Dilemma The finance sector thrives on precision, predictability, and trust—but late payments are throwing a wrench in the works. According to Atradius and PYMNTS, 56% of finance-sector companies report increased late B2B payments in 2024, with average invoice terms stretching past 70 days. That’s up nearly 20% from pre-pandemic norms. This delay is more than a nuisance. …

One in Three Fintechs Found Profitable—Now Here’s How to Lock in That Growth

DONNA DELAROSABlog

The Fintech Revenue Revolution: Growth with New Risks The global fintech space isn’t just scaling—it’s surging. According to the QED & BCG Global Fintech Report (2025), global fintech revenues soared by 21% in 2024, powered by rapid digital adoption, AI-powered lending, and embedded finance. Even more compelling? 69% of publicly traded fintech firms are now profitable—a milestone that marks a …

Fintech’s Mobile Wallet Moment: Great Tech, But Who’s Protecting Your Bottom Line?

DONNA DELAROSABlog

If you’re in fintech, you already know: the mobile wallet revolution is no longer on the horizon—it’s here. According to PYMNTS Intelligence, mobile wallets now account for 21% of all in-store purchases globally, a figure that’s surged nearly 11% since 2022. Consumers are embracing tap-to-pay, biometric security, and digital convenience at record speed. That’s incredible progress—but let’s pause and ask …

Don’t Let Unpaid Invoices Jam Your Supply Chain

DONNA DELAROSABlog

In manufacturing, every piece matters. From raw materials to finished goods, seamless operations are the key to staying competitive. But what happens when your cash flow—the fuel that powers your business—gets disrupted by late payments? We see it far too often. The machines are running, orders are shipping, but invoices are gathering dust. And that’s where the hidden cost of …

One‑Click, One Castaway? Why E-commerce Needs Collection Backup Too

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Imagine your e-commerce site as a high-speed highway—sleek, fast, and designed for seamless one-click checkouts. Nearly half of U.S. merchants are betting big on this, with 45% saying it’s their top ask from payment processors. It’s a smart move—faster checkouts mean fewer abandoned carts, happier customers, and more conversions. But here’s the twist: when speed becomes the main goal, what …

Co-Lending, Co-Risk: Why Solid Receivables Matter More Than Ever

DONNA DELAROSABlog

Co-lending is gaining serious momentum in the finance world. With ICICI Bank and Piramal Finance announcing their latest partnership, the message is clear: collaboration is the future of lending. But with shared opportunity comes shared risk—and that includes the risk of non-payment. As more financial institutions team up to expand credit access, managing receivables becomes even more critical. At Caine …