Small Share, Massive Momentum Fintech might only account for 3% of global banking and insurance revenues today, but don’t let that number fool you—it’s growing at three times the rate of traditional incumbents (BCG). And here’s the kicker: a small set of scaled fintechs, those crossing the $500M annual revenue mark, now capture 60% of all industry revenue. In other …
The Numbers Don’t Lie Supply chains are only as strong as the liquidity behind them—but right now, that foundation is cracking. A recent survey by Taulia reveals that 55% of global suppliers are experiencing delayed payments. Put simply, more than half of suppliers worldwide are waiting longer than expected to get paid. And the ripple effect is massive: delayed cash …
The Data Behind B2B Cash Flow Struggles If you’ve ever felt like chasing invoices has become a second full-time job, you’re not alone. Globally, over 60% of B2B invoices are paid late, and a staggering 93% of businesses report experiencing late payments in the past year (Atradius, 2024). In the U.S., 55% of B2B invoices are overdue, with about 9% …
The Hidden Strain on Small Businesses Small businesses are the heartbeat of the U.S. economy — driving 44% of GDP and employing nearly half of the private workforce (SBA, 2024). But behind the “American dream” storefronts, workshops, and startups lies a cash flow story few talk about. According to a 2025 survey, 56% of small businesses are currently owed money …
The Growth Story The fintech sector’s momentum is undeniable. In 2024, global fintech revenues surged 21%—more than triple the 6% growth seen in traditional banking (WSJ, Investors.com, BCG, McKinsey). More recently, fintech profit growth has accelerated to 39%, with public fintechs lifting EBITDA margins from 12% to 16%. Today, 69% of public fintech companies are profitable—a milestone for an industry …
The Data Behind the Disruption The manufacturing sector is facing an urgent financial challenge: 63% of manufacturing organizations report late payments from their customers, placing them among the most at-risk industries for cash flow instability (Upflow, The Wall Street Journal, The Guardian). This isn’t an isolated issue—51% of suppliers globally have experienced delayed payments, creating widespread supply chain uncertainty (Versapay, …
A Debt Landscape Under Pressure U.S. credit card balances remain historically high, reaching $1.182 trillion in Q1 2025—only slightly down from the $1.21 trillion peak in late 2024 (Procurement Tactics, LendingTree, Trading Economics). While the dip suggests a momentary easing, it’s overshadowed by a more concerning trend: delinquency rates are still climbing, even among higher-income households (MarketWatch). This isn’t just …
The Numbers Retail Leaders Can’t Ignore Retail is a balancing act—between supply chain agility, inventory turnover, and financial health. Yet, the numbers show a troubling gap: 8.3% of retail sales vanish due to stockouts, and another 4% is lost to invoicing gaps between B2B partners (Financial Times, 2024; Paystand). In the U.S., 55% of B2B invoices are overdue, and 9% …
Real Data, Real Risk The latest numbers don’t lie—U.S. household debt surged to $18.04 trillion in Q4 2024, marking a $93 billion increase over the previous quarter. Even more alarming? Credit card balances alone jumped by $45 billion, reaching an all-time high of $1.21 trillion, according to the Federal Reserve Bank of New York. And delinquencies? They’re creeping up fast. …
The Real Numbers Behind the Pressure In today’s global supply chain, cash flow isn’t just a finance department concern—it’s a production line priority. And the data proves it: 52% of global manufacturers are grappling with delayed payments that directly threaten their ability to deliver at scale (Atradius). In response, China now requires OEMs to settle invoices with suppliers within 60 …
