Most credit teams focus on when a customer pays. But very few pay attention to a far more predictive metric: who the customer pays before you. In industries with tight and unpredictable cash cycles—retail, distribution, transportation, and mining—this oversight can mean the difference between timely resolution and ending up in a bankruptcy queue. This is the story of a national …
The Bedrock Is Shifting For decades, mining has been the economic backbone of regions across the U.S. — a sector known for its grit, capital intensity, and strategic importance. From copper that powers EVs to rare earths critical for semiconductors, mining has always felt essential. And when something feels essential, financial risk tends to get underestimated. But lately, the numbers …
