When Commodity Prices Move, Payments Move With Them: Understanding AR Risk in Mining

DONNA DELAROSABlog

Payment behavior in the mining industry doesn’t follow invoices—it follows the commodity market. When copper, lithium, coal, or nickel prices swing, the entire financial structure of mining companies shifts with them. Production priorities change. Capital allocation changes. Cash reserves get reassigned to critical operations. And vendors feel the effects—fast. Industry analytics reveal a clear pattern: When commodity volatility spikes, mining …

The Vendor Who Got Paid Last: How Priority Shifts Signal Deeper Financial Trouble

DONNA DELAROSABlog

Most credit teams focus on when a customer pays. But very few pay attention to a far more predictive metric: who the customer pays before you. In industries with tight and unpredictable cash cycles—retail, distribution, transportation, and mining—this oversight can mean the difference between timely resolution and ending up in a bankruptcy queue. This is the story of a national …

When 5.7% Isn’t Just Dust: The Quiet Delinquency Boom in U.S. Mining

DONNA DELAROSABlog

The Bedrock Is Shifting For decades, mining has been the economic backbone of regions across the U.S. — a sector known for its grit, capital intensity, and strategic importance. From copper that powers EVs to rare earths critical for semiconductors, mining has always felt essential. And when something feels essential, financial risk tends to get underestimated. But lately, the numbers …