The Call Every Banker Remembers It usually happens on a Wednesday. A loan officer opens their inbox to see a message flagged urgent: “Tenant filed for bankruptcy. Cash flow disruption expected. Requesting modification.” That single line represents exactly what banks fear—unpredictability. In 2024–2025, those emails have become a lot more common. Office occupancy hasn’t recovered. Leasing debt is aging. Large …
Once upon a time, automakers worried about horsepower. Now? It’s cash flow power. In 2025, the auto industry isn’t just battling electric transitions and supply chain turbulence — it’s navigating a financing slowdown that’s stalling engines across the board. And for many OEMs and dealerships, it’s not inventory or interest rates that hurt the most. It’s late payments. The Cash …
The Bedrock Is Shifting For decades, mining has been the economic backbone of regions across the U.S. — a sector known for its grit, capital intensity, and strategic importance. From copper that powers EVs to rare earths critical for semiconductors, mining has always felt essential. And when something feels essential, financial risk tends to get underestimated. But lately, the numbers …
Managing credit risk is an essential aspect of running a successful business. Extending credit to customers can foster growth and strengthen relationships, but it also comes with non-payment risk. To protect your business, it’s crucial to employ legal strategies that mitigate credit risk while ensuring compliance with applicable laws. At Caine & Weiner, we specialize in helping companies to navigate …
