For years, the supplier had enjoyed a reliable payment rhythm from one of the largest mining operations in their region. In good years, invoices were paid early. In average years, they were paid on time. Even during occasional dips in demand, payments never drifted more than a week or two. But this time was different. Invoices that once cleared in …
A perfect storm—rising vehicle prices, persistent inflation, elevated interest rates, softening credit approvals, and supply-chain rebalancing—has collided to reshape the financial backbone of the automotive industry. The result? Higher delinquencies, increased charge-offs, and growing pressure on accounts receivable portfolios across OEMs, lenders, and dealerships. Caine & Weiner’s 90+ years in receivables management gives us a front-row view of this shift. …
