A perfect storm—rising vehicle prices, persistent inflation, elevated interest rates, softening credit approvals, and supply-chain rebalancing—has collided to reshape the financial backbone of the automotive industry. The result? Higher delinquencies, increased charge-offs, and growing pressure on accounts receivable portfolios across OEMs, lenders, and dealerships. Caine & Weiner’s 90+ years in receivables management gives us a front-row view of this shift. …