At 9:00 a.m., the dashboard looks normal. Cash positions are within target. Capital ratios are intact. Forecasts match expectations down to the decimal. On paper, everything says the institution is healthy. By 9:07 a.m., a treasury analyst flags something small: three commercial clients haven’t paid on schedule. Nothing dramatic—just a few days late. No alarms go off. No emergency meetings. …
Precision Businesses Can’t Afford Imprecise Cash Flow Banking runs on timing. Interest accrues by the day. Capital ratios are calculated to the decimal. Risk models assume predictable inflows. So when payments slow—even slightly—the impact ripples outward. According to Atradius, 56% of financial institutions reported increased late B2B payments, with average invoice terms stretching beyond 70 days. That shift may look …
