Clicks, Credit & Collectability: Why Delayed Payments Are the Hidden Cost of the Online Boom

DONNA DELAROSABlog

When “Add to Cart” Meets “Wait to Pay” Every click tells a story. Somewhere between “Order Confirmed” and “Payment Received” lies a gap that most e-commerce businesses underestimate — until the balance sheet shows it. Welcome to the world of deferred gratification, digital style. The U.S. Census Bureau reports that e-commerce sales hit $304.2 billion in Q2 2025, a 5.3% …

Fintech’s Mobile Wallet Moment: Great Tech, But Who’s Protecting Your Bottom Line?

DONNA DELAROSABlog

If you’re in fintech, you already know: the mobile wallet revolution is no longer on the horizon—it’s here. According to PYMNTS Intelligence, mobile wallets now account for 21% of all in-store purchases globally, a figure that’s surged nearly 11% since 2022. Consumers are embracing tap-to-pay, biometric security, and digital convenience at record speed. That’s incredible progress—but let’s pause and ask …