Caine & Weiner Company, Inc. is a solution-based accounts receivable management company that provides credit and collection services to America’s leading companies. Our clients are comprised of a broad cross-section of American industry; in fact, 20% of the Fortune 500 companies use our services.

When our company began in 1930, Herbert Hoover was in the White House, the stock market had crashed the prior year, and the Great Depression was about to begin. These were turbulent times. Amidst this backdrop, Sidney Caine & Charles Weiner envisioned the creation of a debt recovery service that business people could count on. Client satisfaction, backed with integrity and competence, was their highest priority. Their vision, nine decades ago, is the genesis of today’s company.

Our investment in applied collection technology includes state-of-the-art call centers, online collection systems, and instantaneous reporting. Our continuous market analysis, monitoring of the latest industry legislation and active participation in professional associations, assures that our clients are the best served in the profession.

Nine decades after our founding, client satisfaction and personal service are still basic to our core strength. To these we’ve added stability, client diversity, technological innovation, and a management team widely recognized for its tenure and leadership.

C&W History Timeline

history timeline


There’s a Reason They Put This Guy on the $100 Bill

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Well, actually many reasons. Ben Franklin was an inventor, a philosopher, a successful publisher and businessman, the first U.S. Postmaster General, the originator of volunteer fire departments, a diplomat, a flirt (well, maybe we won’t go down that path today), and known as a founding father of the United States. Franklin was of course extremely smart, but what set him apart from his peers was his business and political acumen, often stemming from his humor and inventive imagination. He could make a brilliant political point with humor and get people from the opposite side to agree, save face, and even laugh.

Just to highlight some of the roots of his lifelong skill at navigating an always treacherous business and political environment, we’ll look at his “13 virtues,” which he developed as a young man in Philadelphia. They’re timeless.

  1. Temperance. Eat not to dullness; drink not to elevation.
  2. Silence. Speak not but what may benefit others or yourself; avoid trifling conversation.
  3. Order. Let all your things have their places; let each part of your business have its time.
  4. Resolution. Resolve to perform what you ought; perform without fail what you resolve.
  5. Frugality. Make no expense but to do good to others or yourself; i.e., waste nothing.
  6. Industry. Lose no time; be always employ’d in something useful; cut off all unnecessary actions.
  7. Sincerity. Use no hurtful deceit; think innocently and justly, and, if you speak, speak accordingly.
  8. Justice. Wrong none by doing injuries, or omitting the benefits that are your duty.
  9. Moderation. Avoid extremes; forbear resenting injuries so much as you think they deserve.
  10. Cleanliness. Tolerate no uncleanliness in body, cloaths, or habitation.
  11. Tranquility. Be not disturbed at trifles, or at accidents common or unavoidable.
  12. Chastity. Rarely use venery but for health or offspring, never to dullness, weakness, or the injury of your own or another’s peace or reputation.
  13. Humility. Imitate Jesus and Socrates.


So how do these relate to credit?

Credit requires all the skills that Franklin worked on throughout his illustrious life – diplomacy, business acumen, analytic ability, effective administrator, the ability to stand up for a sometimes unpopular cause and go against the grain.

You can see the parallels. So you could certainly do worse than to study and imitate Ben Franklin.